Morrical Financial Services


Getting the most out of a defined contribution plan takes focus. That's as true for the companies or public agencies that offer defined contribution plans as it is for the staff who benefit from them. It's not good enough simply to offer a defined contribution plan; you need to keep an eye on investment performance and fees, and you need to make sure you and your staff have access to ongoing education that can help plan participants maximize the benefits they get from their defined contribution plan. Morrical Financial Services is dedicated to working with defined contribution plan sponsors. We provide ongoing due diligence services that allow our clients to make sure that their plans are providing participants with the chance to get the most out of their investments while charging competitive fees. We can also provide hands-on retirement planning education and tools for your staff.  Call us today to learn more about the Retirement Plan Advisory Group approach. We'll help you get a much clearer look at your obligations and your options.

For an overview of our plan sponsor service model, please click here.

This website is for informational purposes only and does not constitute a complete description of our services.  This website is not a solicitation or offer to sell securities or investment advisory services.  Information throughout this site, whether stock quotes, charts, articles or any other statement or statements regarding market or other financial information, is obtained from sources we believe to be accurate;  however, we do not guarantee the timeliness or accuracy of same.  Nothing on this website should be interpreted to state or imply that past results are an indication of future performance.  Neither we, nor our information providers, shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmisssion thereof to the user.  There are no warranties expresssed or implied as to the accuracy, completeness, or results obtained from any information posted on this or any linked website.
Calculators

Savings Accumulation

Estimate the future value of your current savings.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

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Newsletters

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The terms "debt" and "deficit" are often used interchangeably to describe the federal government's financial situation, yet they have significantly different meanings. This explanation of the budget deficit and the national debt may help readers understand the conversation.

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This article looks at policy tools that the Federal Reserve has used in the past and may use going forward in its attempts to spur economic growth. It also explains the possible implications of a long-term, low-interest-rate environment for investors, savers, and retirees.

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Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

Evaluating Life Insurance Needs

It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.

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