Morrical Financial Services


Getting the most out of a defined contribution plan takes focus. That's as true for the companies or public agencies that offer defined contribution plans as it is for the staff who benefit from them. It's not good enough simply to offer a defined contribution plan; you need to keep an eye on investment performance and fees, and you need to make sure you and your staff have access to ongoing education that can help plan participants maximize the benefits they get from their defined contribution plan. Morrical Financial Services is dedicated to working with defined contribution plan sponsors. We provide ongoing due diligence services that allow our clients to make sure that their plans are providing participants with the chance to get the most out of their investments while charging competitive fees. We can also provide hands-on retirement planning education and tools for your staff.  Call us today to learn more about the Retirement Plan Advisory Group approach. We'll help you get a much clearer look at your obligations and your options.

For an overview of our plan sponsor service model, please click here.

This website is for informational purposes only and does not constitute a complete description of our services.  This website is not a solicitation or offer to sell securities or investment advisory services.  Information throughout this site, whether stock quotes, charts, articles or any other statement or statements regarding market or other financial information, is obtained from sources we believe to be accurate;  however, we do not guarantee the timeliness or accuracy of same.  Nothing on this website should be interpreted to state or imply that past results are an indication of future performance.  Neither we, nor our information providers, shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmisssion thereof to the user.  There are no warranties expresssed or implied as to the accuracy, completeness, or results obtained from any information posted on this or any linked website.
Calculators

Savings Accumulation

Estimate the future value of your current savings.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

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Newsletters

Bring Your Life Insurance Home From Work

Only 44% of American households have individual life insurance, a 50-year low. Many workers have life insurance as an employee benefit, however relying on a group policy could mean that coverage ends should a worker's job situation change. This article examines the benefits of term individual insurance and permanent life insurance.

Another Economic Stimulus

Temporary incentives could affect businesses of all sizes. Although Congress was unable to tackle the controversial issue of future income tax rates before the 2010 midterms, it quietly passed a little-noticed tax package, the Small Business Jobs Act of 2009 (H.R. 5297), that may benefit small businesses and even individual taxpayers.

HOT TOPIC: Looking Ahead in 2012

2011 was a year of slow economic recovery, market volatility, and political conflict over the budget, the national debt, and taxes. All of these challenges continue to face us as we begin the new year. This article presents an overview of some of the issues that bear watching in 2012.

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

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